Commerical
Private / Business
Fast-moving businesses need smart finance. We deliver tailored funding solutions that support growth, cash flow, and expansion without the hassle.
What We Can Help With
Commerical
Commercial lending demands expertise and a big-picture approach. We work with business owners and investors to structure finance that supports growth and maximises returns.
Development
From dual occupancies to multi-unit projects, we structure flexible, fast finance aligned with your feasibility, keeping your project funded from start to finish.
Asset Finance
Access the equipment and vehicles your business needs with finance that preserves cash flow and supports growth.
Confidently Grow Your Business with Our Commercial Loan Expertise
We understand that this journey can feel a bit overwhelming at times, but rest assured, we're here to make it as smooth as possible for you.
Whether you're new to borrowing or a seasoned business looking to expand, our aim is to find the perfect solution for your investment needs in equipment, machinery, or even human resources.
Our friendly team is here not just to find you the right finance but also to offer tax advice, helping you save money along the way. With over 20 years of financial expertise, the LXD team is well-versed in securing the right business finance for you.
From helping you buy physical assets through chattel mortgages to managing asset purchases and leases, and creating flexible repayment plans for commercial hire purchases, we've got you covered.
So why wait?
Get in touch with one of our Finance Experts today and let's make your business dreams a reality, together!
Our Process
Book Appointment
STEP 3
Schedule a consultation with a broker to discuss your ideal solution and any other needs you are solving for.
Assessment
STEP 2
We review your borrowing power, explore loan options, and outline a strategy tailored to you.
Application
STEP 1
We prepare and submit your application to the chosen lender, managing all communication and paperwork.
STEP 4
Settlement
We coordinate all parties to ensure a smooth, on time settlement.
STEP 5
Ongoing Support
We remain your trusted partner, providing loan reviews, refinancing advice, and guidance for future goals.
Frequently Asked Questions
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Typically, lenders ask for:
Business financials (BAS, tax returns, P&L)
Personal ID
Asset & liability position
Details of the asset or purpose of the loan
We’ll advise exactly what’s needed and handle the process for you.
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Our fee structure depends on the type of loan and level of complexity. In many cases, we’re paid by the lender, meaning no out-of-pocket cost to you. We will always be transparent upfront.
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Yes, we work alongside your accountant to ensure the finance structure chosen (e.g., chattel mortgage vs. lease vs. hire purchase) is tax-effective for your business.
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Most commercial loan approvals take 24–72 hours, depending on the product and documentation. Asset finance can often be approved the same day.
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Absolutely. Pre-approval gives you confidence and negotiating power before purchasing equipment, vehicles, or property.
