Commerical
What We Can Help With
Private / Business
Fast-moving businesses need smart finance. We deliver tailored funding solutions that support growth, cash flow, and expansion without the hassle.
Commerical
Commercial lending demands expertise and a big-picture approach. We work with business owners and investors to structure finance that supports growth and maximises returns.
Development
From dual occupancies to multi-unit projects, we structure flexible, fast finance aligned with your feasibility, keeping your project funded from start to finish.
Asset Finance
Access the equipment and vehicles your business needs with finance that preserves cash flow and supports growth.
Confidently Grow Your Business with Our Commercial Loan Expertise
We understand that this journey can feel a bit overwhelming at times, but rest assured, we're here to make it as smooth as possible for you.
Whether you're new to borrowing or a seasoned business looking to expand, our aim is to find the perfect solution for your investment needs in equipment, machinery, or even human resources.
Our friendly team is here not just to find you the right finance but also to offer tax advice, helping you save money along the way. With over 20 years of financial expertise, the LXD team is well-versed in securing the right business finance for you.
From helping you buy physical assets through chattel mortgages to managing asset purchases and leases, and creating flexible repayment plans for commercial hire purchases, we've got you covered.
So why wait?
Get in touch with one of our Finance Experts today and let's make your business dreams a reality, together!
Our Process
STEP 1
Application
We prepare and submit your application to the chosen lender, managing all communication and paperwork.
STEP 2
Assessment
We review your borrowing power, explore loan options, and outline a strategy tailored to you.
STEP 3
Book Appointment
Schedule a consultation with a broker to discuss your ideal solution and any other needs you are solving for.
STEP 4
Settlement
We coordinate all parties to ensure a smooth, on time settlement.
STEP 5
Ongoing Support
We remain your trusted partner, providing loan reviews, refinancing advice, and guidance for future goals.
Frequently Asked Questions
-
Typically, lenders ask for:
Business financials (BAS, tax returns, P&L)
Personal ID
Asset & liability position
Details of the asset or purpose of the loan
We’ll advise exactly what’s needed and handle the process for you.
-
In most cases, no. Our services are generally provided at no direct cost to you, as we are paid a commission by the lender when your loan settles.
In some circumstances, such as complex applications, commercial lending, or non-standard scenarios, a brokerage or service fee may apply. If this is the case, we will always discuss and agree on any fees with you upfront, before proceeding. Our priority is transparency, so you can be confident there are no surprises and that our advice is always aligned with your best interests.
-
We do not provide tax advice. However, we work closely with your accountant or tax adviser to ensure your lending structure supports your broader financial and tax strategy.
From a lending perspective, we can help structure your loans in a tax-effective way, such as separating personal and investment lending, aligning loan features with your objectives, and considering future flexibility, so you are well positioned to maximise any benefits your tax adviser recommends.
Where appropriate, we can also introduce you to trusted accounting professionals to support you with tailored tax advice.
-
Approval timeframes vary depending on the lender, the complexity of your application, and how quickly required documents are provided.
As a general guide: Pre-approval: typically 1–5 business days and Formal approval: usually 3–10 business days after full submission
We manage the process end to end, liaise directly with the lender, and keep you informed at each stage to help achieve the fastest possible outcome.
-
Absolutely. Pre-approval gives you confidence and negotiating power before purchasing equipment, vehicles, or property.
